YouFirst Wealth Logo YouFirst Wealth
WhatsApp

Money decisions, made calm.

We cut the noise, choose suitable mutual funds for your goals, and set up SIPs you can actually stick to.

Chat on WhatsApp Book a 30‑min call Try Plan Tool
Mumbai • 15 yrs investing • 5 yrs building fintech
Sample Plan Snapshot
Goals
Emergency 6m • Home 5y • Education 12y
₹3.6L
Emergency
₹25L
Home (5y)
₹40L
Education (12y)
Asset mix (example)
Equity60%
Hybrid/Debt30%
Liquid10%
SIP plan (₹25k/mo example)
Nifty 50 Index₹8k
Flexi-cap₹6k
Mid-cap₹5k
Short-term Debt₹4k
Liquid (buffer)₹2k
Rules
  • Rebalance rule: ±5% band from target mix
  • Panic protocol: 24‑hour cool‑off → call → decide
  • Tax-aware: consider LTCG harvest near FY end; debt for short-term needs
Illustrative only. Your numbers will differ.

Plan Your Financial Future

Use our interactive planning tool to visualize your goals, calculate SIP requirements, and build a comprehensive wealth strategy.

Multi-Goal Planning

Plan for retirement, education, house purchase, vacations, and custom goals all in one place.

Interactive Visualization

See your wealth path unfold over time with dynamic charts and detailed year-wise breakdowns.

Precise Calculations

Advanced SIP calculations with monthly compounding, step-up rates, and smart goal achievement.

YouFirstPlan

Interactive financial planning tool

Multiple goal types with smart SIP calculations
Real-time wealth path visualization
Share and export your plans
Professional-grade calculations
Launch YouFirstPlan →

How it works

Step 1 • Day 0–2
Baseline
  • 30‑min clarity call
  • Goals & cashflow capture
  • Existing folios & risk cues
Deliverable: one‑page baseline
Step 2 • Day 3–5
Build
  • Category‑pure lineup (Regular plans)
  • SIP/STP setup & folio hygiene
  • Target mix & rules documented
Deliverable: SIP plan + target mix
Step 3 • Ongoing
Stay on track
  • Quarterly 20‑min reviews
  • ±5% rebalance discipline
  • Tax‑time checklist
Deliverable: quarterly summary
Start on WhatsApp

Three pillars

What makes us different—at a glance.

Clarity over noise

Turn finfluencer overwhelm into a short, suitable list you can act on.

Category-pure No overlaps Low cost
Shortlist
4–6 funds
Overlap
< 20%
ER focus
Value > hype
Execution, not lectures

SIPs, SWP/STP, and folio hygiene done right—so you don't stall.

SIP automation STP/SWP Folio hygiene
Go‑live
~ 1 week
Setup
End‑to‑end
Ops
Handled
Behaviour beats timing

We keep you invested when markets get loud with simple, pre‑agreed rules.

±5% bands 24‑hr cool‑off Quarterly check‑ins
Churn
Kept low
Discipline
Built‑in
Stress
Lowered

FAQ

Direct vs Regular — which is right for me?
We handle Regular plans end‑to‑end (SIP/STP/SWP, folio hygiene). If you prefer Direct plans with fee‑only advice, we'll refer you to a suitable RIA.
What fees do I pay?
There's no separate fee from us. Your cost is the fund's expense ratio (built into NAV). We may receive standard trail from AMCs on Regular plans; ask us anytime for a yearly summary.
How do you pick funds?
  • Category purity aligned to your goal
  • Cost discipline & process governance at AMC
  • Rolling‑return consistency & downside control
  • No overlapping bets across funds
How soon can I start?
Typically within a week: Day 0–2 baseline → Day 3–5 setup → live SIPs.
What happens when markets fall?
  • 24‑hour cool‑off before any change
  • Talk, then act—avoid panic exits
  • Rebalance only if outside ±5% bands
  • SIPs continue unless cashflow needs change
Do you help with insurance and credit?
We provide literacy and fitment frameworks; we can shortlist options and refer you to licensed providers. We don't sell these products.
Can I pause or change SIPs later?
Yes—life happens. We'll adjust amount/timing or pause with a plan, and restart when your cashflows stabilize.
WhatsApp Book